Surfside condos for sale

Buying a condo in Surfside

Surfside is a small town on the ocean, north of Miami Beach and south of Bal Harbour. It became a town in 1935, and 5,689 people lived here at the 2020 Census. The market is small: 70 condos and 20 houses are for sale today.

What the buildings are like

The Surfside condo buildings in our data stand on Collins Avenue, and most are older mid-rise buildings of 11 to 15 floors. At six Surfside addresses on Collins Avenue in our data, the most common year built is 1965, 1967, 1970 or 1974 for four of them, and 1998 or 2003 for the other two. Their median asking prices run from $599,000 to $770,000.

Why Surfside changed Florida condo law

On June 24, 2021, part of the Champlain Towers South building in Surfside collapsed, and 98 people died (NIST). In 2022, Florida passed a law, SB 4-D, that requires milestone structural inspections and a structural reserve study (SIRS) for condo buildings of 3 or more stories (SB 4-D). The first inspection is due by the end of the year a building turns 30.

What to check before an offer

1. Ask for the latest milestone inspection and the SIRS. You can also search the state SIRS database. 2. Look up the county's recertification status for the building. 3. Ask whether a special assessment is approved or planned. 4. If you need a mortgage, ask your lender to review the building early. Fannie Mae does not accept buildings that need critical structural repairs until they are fixed (Fannie Mae).

Costs to plan for

The 2025 tax rate in Surfside was 18.62 mills, or $18.62 per $1,000 of taxable value. Surfside holds a FEMA Class 6 rating, which cuts NFIP flood premiums by 20%. If you plan to rent the unit for 6 months or less, the renter pays Surfside's 4% tourist tax on top of state and county taxes.